How Impact Windows Affect Homeowners Insurance Premiums
How Impact Glass Changes The Risk Picture Impact windows do more than keep glass intact during a storm. They also change how an insurer evaluates the odds of a claim after a hurricane or severe wind event. For a barrier island home, the question is rarely whether wind will be part of the equation. It is how well the house can absorb it. If the windows can stay intact under storm stress, the loss severity usually drops, and that is the part insurers care impact doo